What is America Saves Week?
Each year, we encourage our community to dedicate this week to pause and do a financial check-in. It will help you get a clear view of your finances, set your financial goals, and make a plan to achieve them.
What is the America Saves Pledge?
The America Saves Pledge is a tool designed to help you make a new savings plan. After making your new plan, you’ll receive support, reminders and tips from America Saves to help keep you on track toward achieving your goal.
Why Should I Participate?
Participating in the week will set you on the path toward building financial resilience.
What's CCCU's Role in America Saves Week?
At CCCU, we believe so strongly in saving that we make it a pre-requisite for membership. The credit union was founded 72 years ago with the mission of helping people like you save more money and time. We're committed to you for life - personal life, family life, recreation and later life. No matter what changes you go through in your financial life, we're here to help with all of them. Saving is a big part of that, and we are proud to be a participating organization in America Saves Week this year.
More About America Saves Week
We'll be focusing on a different financial theme each day this week. Check out our schedule:
Saving Automatically | Monday, February 27, 2023
Saving For the Unexpected | Tuesday, February 28, 2023
Saving For Major Milestones | Wednesday, March 1, 2023
Paying Down Debt Is Saving | Thursday, March 2, 2023
Saving At Any Age | Friday, March 3, 2023
Follow us on social media for financial tips and advice and to learn more about each topic. CCCU members will receive savings perks this week - more on social media!
Clark County Credit Union America Saves Week Prize Drawings
OFFICIAL RULES
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. WINNERS WILL BE CHOSEN AT RANDOM.
By entering the Clark County Credit Union’s America Saves Week drawings (the “Sweepstakes”), you agree to comply with and be bound by the following Official Sweepstakes Rules (the “Official Rules”). If you do not agree with the Official Rules in their entirety, you are not permitted to enter the Sweepstakes.
ELIGIBILITY: THE SWEEPSTAKES IS OPEN ONLY TO PERMANENT LEGAL RESIDENTS OF THE 50 UNITED STATES or THE DISTRICT OF COLUMBIA, WHO ARE 18 OR OLDER at the time of entry AND members in good standing at Clark County Credit Union. Employees of Clark County Credit Union (CCCU), (“Sponsor and Administrator”) and their parent companies, subsidiaries, affiliates, advertising and promotion agencies and their immediate family members (defined as spouse, siblings, parents and children) and/or those living in the same household (whether related or not) of each are eligible to enter. Sweepstakes is subject to all applicable federal, state, local and provincial laws and regulations, and is void where prohibited by law. The information provided will only be used for the purposes of this Sweepstakes and as otherwise permitted by Sponsor’s privacy policy.
SWEEPSTAKES TIMING: The Sweepstakes begins 12:00am PT on 02/27/23 and ends at 11:59 pm PT on 03/31/23 (the "Entry Period"). Entries must be received during an Entry Period to be eligible for that Entry Period’s drawing and prize. Non-winning entries for an Entry Period will not roll over to any subsequent Entry Period. Sponsor’s database clock will be the official timekeeper for the Sweepstakes.
HOW TO ENTER: There are four (4) methods of entry. Each method of entry will accompany a different prize.
- “Saving Automatically” – a new, reoccurring direct deposit to a CCCU savings account must be established by March 31, 2023 and be maintained through December 01, 2023 11:59 pm.
- “Save for the Unexpected” – take the America Saves Pledge by March 4, 2023 11:59 pm (During America Saves Week) https://info.ccculv.org/america-saves-week-2023.
- “Saving For Major Milestones” – open a new certificate with a term of 12-, 18-, or 24-months with a minimum $1000 by March 31, 2023, 11:59 pm.
- Open a new youth account (0 – 17 years old) by March 31, 2023, 11:59 pm.
Entries must be received between 12:00am PT on 02/27/23 and 11:59 pm PT on 03/31/23 (the "Entry Period") to be eligible.
Eligible entries are defined as members who accomplished a minimum of one (1) of the entry options to enter the drawing. Drawing period beings 12:00am PT on 03/13/23 and 11:59 pm PT on 12/05/23 (the "Drawing Period"). Selected entry does not need to be a member of Clark County Credit Union, but if they are a member they must be a member in good standing to accept prize (member is good standing is defined as current on all account and loan obligations with Clark County Credit Union).
PRIZES & APPROXIMATE RETAIL VALUE ("ARV")/ODDS: There are twenty-eight (28) Prizes available to be won for the four categories.
- Five (5) $100 cash deposits
- Fifteen (15) $25 Walmart gift cards
- Three (3) $150 cash deposits
- Five (5) $100 cash deposits
The total ARV of all prizes available to be won is: $1,825. There is a limit of one (1) prize per person. Odds of winning a Prize depend on the number of eligible entries received per Entry Period. Need not be a member to win category 2.
WINNER SELECTION/NOTIFICATION: The Sweepstakes is under the administration of the Administrator; whose decisions are final. Potential winners will be selected in a series of random drawings from among all eligible entries received within each Entry Period on or about the corresponding Drawing date indicated in the Entry Period & Drawing Schedule above. Potential winners will be notified by phone and phone on or about the corresponding Drawing date and will be requested to verify his/her eligibility by signing and returning, within seven (7) days of this formal notification by Administrator, an Affidavit of Eligibility and a Liability Waiver and, where allowable, a Publicity Release (collectively, "the Releases"). Noncompliance will result in disqualification and an alternate winner being selected. Winners are responsible for all applicable federal, state, or local income taxes associated with winning the prize.
SECOND CHANCE DRAWING: There will be no Second Chance Drawing.
PRIZE CONDITIONS: If a winner is otherwise eligible under these Official Rules, but is nevertheless deemed a minor in his or her state of primary residence, the prize will be awarded in the name of winner's parent or legal guardian who will be required to execute and return the Releases on minor’s behalf. If the Releases are returned as undeliverable or if the selected winner cannot accept or receive the prize for any reason, or he/she is not in compliance with these Official Rules, the prize will be forfeited.
Prizes are not redeemable for cash. Prizes are non-assignable or transferable. No substitution is permitted except if prize is unavailable, in which case a prize of equal or greater value will be awarded. No cash in lieu of prize and no exchange or substitution of prize, except at the sole discretion of the Sponsor. Any other incidental expenses on prize not specified herein are the winner’s sole responsibility. The prizes will be awarded within 8-10 weeks of each winner being verified.
Except where prohibited by law, entry and acceptance of prize constitute permission to use winner's name, prize won, hometown, likeness, video tape, photographs, and statements for purposes of advertising, promotion and publicity (including online posting) in any and all media now or hereafter known throughout the world in perpetuity, without additional compensation, notification or permission.
By entering the Sweepstakes, entrant agrees that any information provided by entrant to Sponsor may be used by Sponsor as permitted under Sponsor’s privacy policy.
GENERAL: By participating, entrants fully and unconditionally agree to these Official Rules and the decisions of the Sponsor and Administrator, which are binding. Entrants agree that they release the Sponsor, Administrator, any parent company, affiliated companies, and all other businesses involved in this Sweepstakes, as well as the employees, officers, directors and agents of each such company (the “Released Parties”), from all claims and liability relating to their participation, acceptance and use of the prize. Winners assume all liability for any injury or damage caused or claimed to be caused, by participation in this Sweepstakes or receipt or use of the prize. The Released Parties have not made nor are in any manner responsible or liable for any warranty, representation or guarantee express or implied, in fact or in law, with respect to the prize, including, without limitation, to the prize’s quality or fitness for a particular purpose. The Released Parties are not responsible for any typographical or other error in the advertising for the Sweepstakes, administration of the Sweepstakes or in the announcement of the prize. The Released Parties are not responsible if Sweepstakes cannot take place or if the prize cannot be awarded due to cancellations, delays or interruptions due to acts of God, acts of war (declared or undeclared), natural disasters, weather, acts of terrorism, riot or civil disturbance, satellite or equipment failure, federal state or local government law, order or regulation, public health crisis, order of any court or jurisdiction, or other cause not within Sponsor’s control (each a “Force Majeure” event or occurrence).
In the event of a dispute over the identity of an entrant, entry will be deemed submitted by the CCCU primary member on the member share account linked to the loan number, at time of entry. The Released Parties are not responsible for: (i) error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone equipment, telephone line, electronic, computer, hardware or software malfunctions of any kind, or inaccurate transmission of or failure to receive entry or email information by Sponsor on account of technical problems or traffic congestion on the Internet or at any web site or any combination thereof or any other reason beyond Sponsor's control; or (ii) any injury or damage to persons or property, including but not limited to death, which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or receipt or use of the prize.
By participating in the Sweepstakes, you (i) agree to be bound by these Official Rules, including all eligibility requirements, and (ii) agree to be bound by the decisions of the Sponsor, which are final and binding in all matters relating to the Sweepstakes. Behavior which is intended to disrupt or undermine the legitimate operation of the Sweepstakes, or which is intended to annoy, abuse, threaten or harass any other person, or any failure to comply with these Official Rules, may result in disqualification from the Sweepstakes, and Sponsor reserves the right to seek damages and other remedies from any such person engaging in such behavior to the fullest extent permitted by law. The Sponsor reserves the right to: (i) permanently disqualify from the Sweepstakes any person it believes has intentionally violated these Official Rules; and (ii) cancel, suspend and/or modify the Sweepstakes without any liability if any fraud, virus, tampering, bugs, unauthorized intervention, technical failures or other factor beyond Sponsor’s control impairs the administration, functioning, fairness, integrity or proper play of the Sweepstakes, as determined by Sponsor and/or Administrator in their sole discretion, and withdraw any method of entry if it becomes technically corrupted (including if a computer virus or system malfunction inalterably impairs its ability to conduct the Sweepstakes), and to select winners from among all eligible entries received prior to withdrawal. Inclusion in such random drawing shall be each entrant’s sole and exclusive remedy under such circumstances.
LEGAL WARNING: ANY ATTEMPT BY AN INDIVIDUAL, WHETHER OR NOT AN ENTRANT, TO DELIBERATELY DAMAGE, DESTROY, TAMPER OR VANDALIZE THIS WEB SITE OR INTERFERE WITH THE OPERATION OF THE SWEEPSTAKES, IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND DILIGENTLY PURSUE ALL REMEDIES AGAINST ANY SUCH INDIVIDUAL TO THE FULLEST EXTENT PERMITTED BY LAW.
APPLICABLE LAWS AND JURISDICTION: This Sweepstakes is subject to all applicable federal, state, and local laws and regulations. Issues concerning the construction, validity, interpretation, and enforceability of these Official Rules shall be governed by and interpreted under the laws of the State of Nevada without regard to its conflicts of laws provisions. By participating, entrants agree that any and all disputes arising out of or relating in any way to this Sweepstakes shall be resolved individually, and without resort to class action, exclusively by a state or federal court located in Nevada. Entrants hereby irrevocably consent to the personal jurisdiction of said courts and waive any claim of forum non convenient or lack of personal jurisdiction that they may have. Should there be a conflict between the laws of the State of Nevada and any other laws, the conflict will be resolved in favor of the laws of the State of Nevada. All judgments or awards shall be limited to actual out-of-pocket damages (excluding attorneys’ fees) associated with participation in this Sweepstakes and shall not include any indirect, punitive, incidental and/or consequential damages.
PRIVACY: By entering and providing the required entry information, entrants acknowledge that the Sponsor may also send information, samples or special offers it believes may be of interest to entrant. Personal information collected from online entrants is subject to the Sponsor’s Privacy Policy.
OFFICIAL RULES: To request a copy of the Official Rules, see www.ccculv.com
WINNERS LIST: For confirmation of prize winner names and cities of residence, send a self-addressed stamped envelope, to be received by December 31, 2023 to: CCCU P.O. Box 36490, Las Vegas NV 89133
OFFICIAL SPONSOR: Clark County Credit Union (CCCU). (P.O. Box 36490, Las Vegas NV 89133
Any questions, comments or complaints regarding this Sweepstakes should be sent via e-mail or mail to: service@ccculv.com.
Void in Puerto Rico, outside the United States and wherever else prohibited by law.
By taking the pledge, you are entering a giveaway and consenting to have America Saves share your contact information with Clark County Credit Union.