CCCU Member Referral Program – Effective November 1, 2024 (Updated for Cozy Season Offer)
If you’re happy and you know it, refer your friends! Receive $25 for every referral, plus your friend(s) gets $50!
Refer a Friend or Family Member to open a new account with CCCU and get $25 added to your savings account for each person who joins CCCU AND uses your referral code.*
PLUS, every new Member you refer will receive $50 added to their new account. Send your personal referral code to earn your bonus!*
Cozy Season Campaign: November 12 - November 30, 2024
During our Cozy Seasons Refer a Friend campaign, members will receive additional benefits for their referrals!
- Existing Member Rewards: For every successful referral, you will receive $25 added to your savings account, PLUS a $10 Starbucks e-gift card and your choice of a custom CCCU fleece blanket or a custom CCCU oversized mug, while supplies last.
- Gift Card and Mug/Fleece Pickup: The custom CCCU oversized mug/fleece will be available for pickup at a local branch after December 1, 2024, and must be claimed by December 31, 2024. Cozy prizes will not be mailed. Gift card and Gift will be available the following month after the new account has been successfully opened. Mug/Fleece are available while supplies last.
- New Member Bonus: Every referred new member will receive $50 added to their account 90 days after opening their membership, as long as all eligibility requirements are met.
General Terms and Conditions:
- Money is deposited on the first Monday of the month, 90 days after the new account opens.
- Limited-time offer referrals bonus only available to new members who are approved for newly funded membership.
- Please see our website for the full terms and conditions, including full promotion guidelines and eligibility requirements.
- The promotional period for the Cozy Season Campaign starts on November 12, 2024, at 8 am PDT and will end on November 30, 2024, or at CCCU's discretion.
Promotion Guidelines and Eligibility Requirements:
- The new member relationship (the referred) must be opened and funded with a minimum $5 membership share to qualify.
- The new member relationship must be opened with a referral code obtained by current members (the referrer) via a referral link or through an online banking profile.
- A referral code does not guarantee that the account is eligible for the referral bonus upon successfully opening a membership.
- There is no limit on the number of referral codes you can obtain and share.
- New members are limited to one (1) referral code and one (1) referred bonus of $50.
- Referral/referred bonuses will be paid to the membership savings account.
- Bonuses will be issued on the first Monday of the month, 90 days after the new account opens.
- Existing members are not limited to the number of referral bonuses they can receive.
- Referred members are limited to one (1) referred bonus for the lifetime of their membership.
- The referred and referrer memberships must both remain open and in good standing to receive referral bonuses.
- If the membership is closed before the referral bonuses are issued, the bonuses will be forfeited.
GIVEAWAY TIMING:
The Giveaway begins at 12:00 am PT on 11/12/2024 and will end at 11:59 pm PT on 11/30/2024 (“Giveaway Period”). Within the Opening Periods, a corresponding Award Period will be defined in the “Open Date & End of Open Period” below. Entries must be received during an Open Period to be eligible for the Open Period prize. Sponsor’s database clock will be the official timekeeper for the Giveaway. After the account is opened, the bonus deposit will be awarded after the corresponding Bonus Award Schedule timeframe. The cozy prize will be available for branch pick-up, one week after the new account is established, during the Cozy Award Schedule timeframe.
Important Dates:
- Cozy Prize Pickup Period: December 1, 2024 - December 31, 2024
- Cozy Seasons Campaign End Date: November 30, 2024
CCCU employees with a Member relationship in good standing, are eligible for the refer a friend program.
Referral/referred bonuses are considered interest. Referral/referred bonus recipients may be issued an IRS Form 1099_INT (or Form 1042-S, if applicable) that reflects the referral bonus(es). CCCU does not provide tax advice, please consult your tax advisor.
CCCU, the administrator, reserves the right to modify or discontinue this program at any time without advance notice.
By opening an account through the CCCU Member Referral Program during Cozy Season, both parties waive any privacy rights regarding the awareness that the other has opened or intends to open an account with CCCU.
Important information about procedures for obtaining a new account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, you will be asked for your name, address, date of birth, and other information that will allow CCCU to identify you. You will be asked to provide a copy of your driver's license or valid identification acceptable to CCCU.
Rates and Truth-In-Savings Disclosure can be viewed here: https://www.ccculv.org/Rates.aspx.